Perlindungan Hukum dan Pemenuhan Hak Jaminan Kesehatan Bagi Pegawai di PT. Anugrah Cipta Karyatama Prespektif Hifdun Nafs Dalam Maqasid Syariah

This study aims to analyze the legal protection and fulfillment of health insurance rights for employees at PT. Anugrah Cipta Karyatama, and to examine the obstacles in the implementation of the BPJS Ketenagakerjaan program. Employing an empirical juridical approach, data was collected through observation and interviews with management and employees. The results show inconsistencies in the implementation of health insurance policies, where not all employees are registered in the BPJS program, especially early contract employees. The obstacles encountered include the policy of delaying registration due to high turnover, company economic considerations, and employees' lack of understanding of social security rights. From the perspective of Maqasid Syariah, delaying the fulfillment of health insurance rights is contrary to the principle of Hifz al-Nafs (protection of life). This study concludes that there is a need for improvement in the implementation of health insurance to ensure fair legal protection and in accordance with the principles of Islamic ethics.